diff --git a/Libraries/SPTarkov.Server.Assets/Assets/database/traders/54cb50c76803fa8b248b4571/dialogue.json b/Libraries/SPTarkov.Server.Assets/Assets/database/traders/54cb50c76803fa8b248b4571/dialogue.json
index fa595912..f5833557 100644
--- a/Libraries/SPTarkov.Server.Assets/Assets/database/traders/54cb50c76803fa8b248b4571/dialogue.json
+++ b/Libraries/SPTarkov.Server.Assets/Assets/database/traders/54cb50c76803fa8b248b4571/dialogue.json
@@ -20,6 +20,10 @@
 		"5c1a3e0686f77445b95c29b3 1",
 		"5c1a3e0686f77445b95c29b3 2"
 	],
+  "insuranceFailedLabyrinth": [
+    "5c1a3e0686f77445b95c29b3 0",
+    "5c1a3e0686f77445b95c29b3 1"
+  ],
 	"insuranceExpired": [
 		"5900a71886f7742d9a47454c 0",
 		"5900a71886f7742d9a47454c 1",
@@ -33,4 +37,4 @@
 		"59008bca86f7745cb11ae67b 3",
 		"59008bca86f7745cb11ae67b 4"
 	]
-}
\ No newline at end of file
+}
diff --git a/Libraries/SPTarkov.Server.Assets/Assets/database/traders/54cb57776803fa99248b456e/dialogue.json b/Libraries/SPTarkov.Server.Assets/Assets/database/traders/54cb57776803fa99248b456e/dialogue.json
index df6f675a..639d5ea9 100644
--- a/Libraries/SPTarkov.Server.Assets/Assets/database/traders/54cb57776803fa99248b456e/dialogue.json
+++ b/Libraries/SPTarkov.Server.Assets/Assets/database/traders/54cb57776803fa99248b456e/dialogue.json
@@ -31,5 +31,9 @@
 		"5c1a3e1886f77445b74fb8b0 1",
 		"5c1a3e1886f77445b74fb8b0 2",
 		"5c1a3e2a86f77476ad6d23b0 0"
-	]
-}
\ No newline at end of file
+	],
+  "insuranceFailedLabyrinth": [
+    "5c1a3e1886f77445b74fb8b0 1",
+    "5c1a3e2a86f77476ad6d23b0 0"
+  ]
+}
diff --git a/Libraries/SPTarkov.Server.Core/Controllers/InsuranceController.cs b/Libraries/SPTarkov.Server.Core/Controllers/InsuranceController.cs
index 7d942623..c276363b 100644
--- a/Libraries/SPTarkov.Server.Core/Controllers/InsuranceController.cs
+++ b/Libraries/SPTarkov.Server.Core/Controllers/InsuranceController.cs
@@ -582,6 +582,10 @@ public class InsuranceController(
         {
             HandleLabsInsurance(traderDialogMessages, insurance);
         }
+        else if (IsMapLabyrinthAndInsuranceDisabled(insurance))
+        {
+            HandleLabyrinthInsurance(traderDialogMessages, insurance);
+        }
         else if (insurance.Items?.Count == 0)
             // Not labs and no items to return
         {
@@ -615,6 +619,18 @@ public class InsuranceController(
                !(_databaseService.GetLocation(labsId)?.Base?.Insurance.GetValueOrDefault(false) ?? false);
     }
 
+    /// <summary>
+    ///     Edge case - labyrinth doesn't allow for insurance returns unless location config is edited
+    /// </summary>
+    /// <param name="insurance">The insured items to process</param>
+    /// <param name="labsId">OPTIONAL - id of labs location</param>
+    /// <returns></returns>
+    protected bool IsMapLabyrinthAndInsuranceDisabled(Insurance insurance, string labyrinthId = "labyrinth")
+    {
+        return string.Equals(insurance.SystemData?.Location, labyrinthId, StringComparison.OrdinalIgnoreCase) &&
+               !(_databaseService.GetLocation(labyrinthId)?.Base?.Insurance.GetValueOrDefault(false) ?? false);
+    }
+
     /// <summary>
     ///     Update IInsurance object with new messageTemplateId and wipe out items array data
     /// </summary>
@@ -634,6 +650,25 @@ public class InsuranceController(
         insurance.Items = [];
     }
 
+    /// <summary>
+    ///     Update IInsurance object with new messageTemplateId and wipe out items array data
+    /// </summary>
+    /// <param name="traderDialogMessages"></param>
+    /// <param name="insurance"></param>
+    protected void HandleLabyrinthInsurance(Dictionary<string, List<string>?>? traderDialogMessages, Insurance insurance)
+    {
+        // Use labs specific messages if available, otherwise use default
+        var responseMessageIds  =
+            traderDialogMessages["insuranceFailedLabyrinth"]?.Count > 0
+                ? traderDialogMessages["insuranceFailedLabyrinth"]
+                : traderDialogMessages["insuranceFailed"];
+
+        insurance.MessageTemplateId = _randomUtil.GetArrayValue(responseMessageIds);
+
+        // Remove all insured items taken into labs
+        insurance.Items = [];
+    }
+
 
     /// <summary>
     ///     Roll for chance of item being 'lost'